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SoFi Technologies, Inc.

SOFI

Financial ServicesCredit Services

SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. The company operates through three segments: Lending, Technology Platform, and Financial Services. It offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money; and personal loans, student loans, home loans, and related services. The company also operates Galileo, a technology platform that offers services to financial and non-financial institution; and Technisys, a cloud-native digital and core banking platform that provides software licenses and associated services, including implementation and maintenance. In addition, it provides SoFi Money offers checking and savings accounts, and cash management products; SoFi Invest, a mobile-first investment platform that offers access to trading and advisory solutions, such as investing and robo-advisory; and SoFI Crypto, a new digital asset trading platform. Further, the company offers SoFi Credit Card that provides cash back rewards on every purchase; Sofi Relay, a personal finance management product that allows to track all of their financial accounts comprising credit score and spending behaviors; SoFi Protect which offers insurance product; SoFi Travel, an application that manages travel search and booking experience; SoFi At Work provides financial benefits to employees, including student loan payments made on their employees' behalf; Lantern Credit, a financial services marketplace platform for seeking alternative products and provide product comparisons; and other lending as a service that offers pre-qualified borrower referrals and offers loans to third-party partner. The company was founded in 2011 and is based in San Francisco, California.

Headquarters

San Francisco, CA, United States

Founded

Website

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Last Updated

4/24/2026

SOFI · QUARTERLY FINANCIALS

Key Financial Metrics

As of Q4 2025 · YoY change where prior-year period is available · USD millions for revenue, net income, market cap, assets, and liabilities · EPS in USD · shares outstanding and P/E as reported

Revenue

$1.0B

+39.6% YoY

Net Income

$173.5M

-47.8% YoY

Market Cap

$26.2B

0.0% YoY

Total Assets

$50.7B

+39.7% YoY

Total Liabilities

$40.2B

+35.1% YoY

Shares Outstanding

1,270,568,878

+16.0% YoY

Earnings Per Share

$0.1

-54.8% YoY

P/E Ratio

0.0

SOFI · QUARTERLY FINANCIALS

Revenue & Earnings

Quarterly · Q3 2024 – Q4 2025 · Values in USD millions

  • Net Income
  • Revenue
  • Expenses

SOFI · QUARTERLY FINANCIALS

Market Cap & Total Assets

Quarterly · Q3 2024 – Q4 2025 · Values in USD millions

  • Market Cap
  • Total Assets

SOFI · QUARTERLY FINANCIALS

Profitability

Quarterly · Q3 2024 – Q4 2025 · EPS in USD · P/E ratio (dimensionless)

  • EPS
  • P/E ratio

SOFI · QUARTERLY FINANCIALS

Financial History

Quarterly · Q3 2024 – Q4 2025 · Values in USD millions · Changes · YoY

MetricQ3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Revenue
$0.00
$734.13M
$771.76M
$854.94M
$961.60M
$1.03B+39.6%
Net income
$0.00
$332.47M
$71.12M
$97.26M
$139.39M
$173.55M-47.8%
Total assets
$0.00
$36.25B
$37.75B
$41.11B
$45.29B
$50.66B+39.7%
Total liabilities
$0.00
$29.73B
$31.07B
$34.25B
$36.51B
$40.17B+35.1%
Market cap
$26.15B
$26.15B
$26.15B
$26.15B
$26.15B0.0%
$26.15B0.0%
Shares outstanding
-
1,095,357,781
1,104,104,203
1,113,442,968
1,204,569,655
1,270,568,878+16.0%
EPS
-
$0.31
$0.06
$0.09
$0.12
$0.14-54.8%
P/E ratio
0.00
0.00
0.00
0.00
0.00
0.00